Mortgage Banker

Mortgage Banker
Location : Location
US-WA-Bellingham
Location : Address
2122 Barkley Blvd
Location : City
Bellingham
Location : State/Province
WA
ID
2024-3093
Category
Retail Banking
Position Type
Full Time
Min
USD $60,000.00/Yr.
Max
USD $90,000.00/Yr.
Min
USD $60,000.00/Yr.
Max
USD $90,000.00/Yr.
Job Summary
The Mortgage Banker proactively solicits new consumer mortgage business and originates a high-quality loan for the Banks portfolio that meets both compliance standards and established production goals. Compensation will be a salary plus commissions based on funded loans.
Mortgage Bankers reflect the corporate values and ethics of WaFd Bank and exhibits leadership in the following areas: sales effectiveness and a focus on production; marketing WaFd Bank in the broader community; providing a high quality customer experience; building and maintaining productive relationships within WaFd, with new and existing clients, Realtors, builders, brokers and title companies; registering and maintaining active status with the Nationwide Mortgage Licensing System and Registry (NMLSR); and originating mortgage loans within the assigned geographic area. Wafd Bank is proud of the high value that we all place on simply being kind when serving our co-workers and Wafd Bank clients.
Key Functions:
Creates a client-focused and employee-friendly environment that fosters communication and teamwork by providing exemplary service and experience, including managing direct reports to maintain efficient, high-quality performance.
Originates consumer residential mortgage Loans and maintains the integrity of Wafd Banks interests in all lending activities.
Originates loans by completing loan applications interviews with prospective clients and discussing loan options to best meet clients needs.
Collects, documents and analyzes financial and related data in order to determine the general credit worthiness of the prospect and the merits of the specific loan request.
Complies with laws, rules and regulations, avoiding any real or perceived conflicts of interest.
Applies proper pricing and mitigates risk with additional pricing when appropriate.
Maintains a portfolio of industry contacts that consistently contribute to the overall monthly production of the Division and meets the expectations set by Management.
Develops and maintains close working relationship with assigned branches to develop and build deposit relationships with new mortgage clients.
Refers any commercial, small business, deposit and HELOC business to assigned network of branches or as appropriate within the Bank.
Performs property inspections as neede
Other duties deemed necessary in order to deliver products or services in a quality client experience to the prospect, current client, and other Bank colleagues.
Build cross referral business with Retail, Commercial and Community Banking group.
Proactively works with Retail branch colleagues to deepen client relationships and acquire personal deposits and primary transaction accounts to meet specific expectations.
Share lists of area builders with commercial peers for promotion of the Banks All-in-One and spec construction products and may be assigned to originate Small Builder Loans.
Promote mortgage loans for buyers of the group builders spec homes via the Banks Builder Special program.
Promotes Wafd Bank within the community.
Proactively seeks new business relationships.
Maintains current information regarding competitors fees, and pricing.
Uses competitor information to promote the advantages of WaFd Bank products to prospective clients.
Adherence to bank policies and proc