Sr Credit Officer Ag Lending – 5245

This job was posted by https://illinoisjoblink.illinois.gov : For more
information, please see:
https://illinoisjoblink.illinois.gov/jobs/12210853 Compeer Financial is
seeking collaborative, innovative and dynamic professionals to be a part
of our Top Workplace culture!

Tell me more about this opportunity.

Position Overview: This position analyzes new credit requests, makes
loan servicing decisions for existing clients and performs other
essential credit duties. Completes the financial analysis and
underwriting on a variety of crop and livestock industries, and
commercial real estate throughout Compeers territory. Makes credit
decisions that are consistent with established credit policies,
procedures and best practices. The incumbent approves or denies requests
within their delegated authority with a majority of the time being spent
on completing loan analysis on more complex client relationships and
communicating decisions to internal and external team members. Works
with clients and Financial Officers to discuss loan packages and provide
financial counseling to clients. Visits clients, as needed.

Essential Functions:

– Analyzes financial and supporting documentation submitted for formal
and informal lending and servicing requests.
– Identifies, communicates and assists in the collection of financial
information required to process lending and servicing requests.
– Approves, declines, or escalates credit decision to higher authority
levels as required.
– Determines appropriate level of analysis and due diligence required
based on credit risk.
– Facilitates negotiation of credit agreements between Compeer,
borrower, participants and outside counsel.
– Proactively monitors lending portfolio and loan performance for the
organization and provides direction for loan classification.
– Works directly with sales team or with clients to develop a plan to
cure loan delinquencies or other servicing requests.
– Determines how to structure stressed credits to meet internal
lending requirements, client expectations and organizational growth
objectives.

Minimum Qualifications & Required Knowledge, Skills and Abilities:

– Bachelors degree in ag business, finance, economics or related
field or an equivalent combination of education and experience
sufficient to perform the essential functions of the job.
– Minimum of 5-7 years of experience in a financial institution.
– Knowledge of federal and state (Illinois, Minnesota, and Wisconsin)
laws, regulations and compliance requirements specific to the
financial industry and Farm Credit.
– Advanced knowledge of agricultural businesses and operations, crop
insurance and livestock industries and associated production
practices.
– Advanced knowledge of loan products, services, and credit
operations.
– Advanced understanding of credit processing and servicing
activities, accounting principles and practices, credit analysis
procedures, credit administration, monitoring and reporting.
– Advanced interpersonal, collaboration, communication, team building,
problem solving, analytical, organizational, and time management
skills.
– Strong computer skills, including MS Office applications, customer
relationship management (CRM) programs, internal underwriting and
database systems.
– Strong decision making, negotiating, and influencing skills.
– Flexible and adaptable to changing situations.
– Ability to work independently and collaboratively with other teams
to achieve goals and represent the business.
– Travel expected, may be required at times.
– Valid drivers license.

Who is Compeer Financial?

Compeer Financial exists to champion the hopes and dreams of rural
America. By joining our team, you will help empower those in agriculture
and rural communities to achieve their goals and expand heir
possibilities. We embrace business agility and innovative approaches to
serving our clients and communities.

Why join our team?

– Amazing team members who are passionate about serving agriculture
and rural America.
– Investment in our team members education, growth and development.
– Engagement in our communities through giving back and volunteerism.
– Flexible, collaborative and dynamic work environment.
– Great benefits:
– Medical, Dental, Vision insurance
– 401K (3% Compeer contribution & up to an additional 6% match)
– Paid time off (vacation, sick leave, holidays, volunteer time)

Find out why our team members choose Compeer Financial by watching [this
video](https://www.youtube.com/watch?v=qVdMve7DOnI&t=){target=”blank”}.

How do I apply?

Qualified candidates, please apply online at
[www.compeer.com/careers](https://www.compeer.com/careers){target=”blank”}.

Compeer Financial is an equal opportunity employer and all qualified
applicants will receive consideration for employment without regard to
race, color, religion, sex, national origin, disability status,
protected veteran status, or any other characteristic protected by law.