Risk Management Assistant

Are you detail-oriented and passionate about financial security? Phelps County Bank (PCB) is looking for a Risk Management Assistant to support our risk management team. In this role, you will assist in identifying, assessing, and mitigating risks, ensuring compliance with regulatory standards, and helping to maintain the banks financial stability. If you have strong analytical skills and a proactive mindset, we invite you to apply and contribute to our mission of safeguarding our communitys financial well-being.

Under the direction of the Risk Management Officer, the Risk Management Assistant reviews various areas of operational, regulatory, and legal compliance for all divisions of the bank.

OUTCOMES AND RESPONSIBILITIES (Other duties may be assigned)

– Assist in regulatory and legal compliance for the bank, including but not limited to regulatory compliance, consumer protection, Bank Secrecy Act/Money Laundering and OFAC.
– Assist in internal quality control audit process, for retail and loan related operational functions.
– Assist all bank departments with new and existing policies and procedures.
– Assist in all aspects of BSA and Fraud monitoring, including but not limited to Fraud and SAR investigations, Fraud Transaction Processing, and filing police reports or other financial investigation reports.
– Assist in vendor management due diligence, compliance research and reviews of bank documents, advertising, and other compliance related issues.
– Assist in external audit process, including, but not limited to preparing, gathering, and compiling information for all audits and examinations.
– Meet with regulators and follow-up on examination and audit findings and concerns.
– Assist in the design and implementation of regular training programs to upgrade compliance and reduce deficiencies for bank staff.
– Maintain educational and professional expertise through attendance at job related seminars, conferences, and workshops.
– Assist with the preparing, gathering and compiling information for meetings, including but not limited to Audit Committee Meeting, Loan Officer Meetings, and departmental meetings.
– Assist the Chief Risk Officer in all compliance and legal responsibilities including but not limited to preparing legal documentation such as for foreclosures.
– Assist and understand the processes and procedures for some legal documentation request including, but not limited to Bankruptcy Notifications, Subpoenas, Garnishments, and Tax Levies.

QUALIFICATIONS AND EDUCATION REQUIREMENTS

– High school diploma or general education degree (GED).
– 2-4 years related banking experience and/or training preferred.
– Or equivalent combination of education and experience.
– Successfully complete courses of specialized education (paid for by the bank) within one year of hire. Regular technical training and attendance at educational seminars will be mandatory.

REQUIRED SKILLS

– Must be a self-starter who can complete tasks with little-to-no supervision. Must demonstrate a team first attitude and voluntarily answer phone calls, respond to emails, and complete variable tasks.

– Reading and interpreting various documents, guidelines, and policies, writing reports, and communicating effectively and appropriately with colleagues and customers.

– Strong fundamental mathematical skills and attention to detail.

– Problem solving and troubleshooting practical problems.

– Ability to learn new tools, software, and equipment at a fast pace.

ESSENTIAL FUNCTIONS

– While performing the duties of this job, the employee is regularly required to stand and talk or hear. The employee frequently is required to walk; use hands to finger, handle or feel; and reach with hands and arms. The employee is occasionally required to sit; climb or balance; and stoop, kneel, crouch or crawl. The employee must occasionally lift and/or move up to 50 pounds
– Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

WORK ENVIRONMENT

– Indoor climate controlled.
– The noise level is typically moderate.
– Breaks are allowed throughout the day.
– Close proximity to other co-workers and customers may be occasionally required.

CORPORATE VALUES AND EXPECTATIONS – FIVE TO THRIVE

– Impressive Customer Experience- creating a positive and memorable experience for the customer that makes them feel valued and appreciated. building strong relationships with customers and demonstrating a genuine commitment to their satisfaction and success.
– World Class Employee Development- helping employees acquire new skills, knowledge, and competencies to succeed in their current role and prepare for future career opportunities.
– Uncommon Ownership- taking personal responsibility for ones work, actions, and outcomes, and treating the organizations goals and resources as if they were ones own.
– Community Champions- actively and passionately advocating for the needs and interests of a community and working to build stronger and more vibrant communities.
– Healthy Habits- regularly practicing behaviors that promote physical, mental, and emotional wellbeing.