AML Business Advisor I

Why USAA?

At USAA, we have an important mission: facilitating the financial security of millions of U.S. military members and their families. Not all our employees served in our nation’s military, but we all share in the mission to give back to those who did. We’re working as one to build a great experience and make a real impact for our members.

We believe in our core values of honesty, integrity, loyalty, and service. They’re what guides everything we do – from how we treat our members to how we treat each other. Come be a part of what makes us so special!

We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, or Tampa, FL. Relocation assistance is not available for this position.

The Opportunity

As a dedicated AML Business Advisor I, you will develop and implement Anti-Money Laundering/ Know Your Customer (AML/KYC) solutions to influence compliant business decisions for relevant CoSAs or line(s) of business. Assists with the development of effective solutions to complex business challenges. Identifies potential risks while pursuing opportunities to change, enhance, or streamline existing business projects and initiatives. Acts as a subject matter resource during solution development and implementation to guide businesses’ awareness, understanding of and compliance with key processes and relevant regulatory requirements (including but not limited to BSA, OFAC, USA Patriot act, etc.) that may span multiple areas of law or rules applicable to the business and its activities, members, services, or products.

What youll do:

Researches, plans, develops, implements, gather requirements, create procedures and processes in support of AML/KYC initiatives to ensure compliance, product competitiveness, profitable growth, and adherence to USAAs commitment to being World Class.

Consults with colleagues and partners in operational and risk functions, as needed, when facilitating the development of business rules, requirements, and artifacts.

Develops test strategies and criteria, and assists with test execution, and defect resolution.

Coordinates with appropriate stakeholders and program/project sponsors to help ensure successful product and initiative implementation.

Maintains and demonstrates understanding of primary regulation commonly applicable to regulated financial institutions in the U.S. (e.g. anti-money laundering, anti-bribery and corruption, fair lending and sales practices rules, etc.).

Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.

What you have:

Bachelors Degree OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.

4 years of experience with credit cards and/or deposits and/or directly related experience.

Proficient knowledge of relevant industry technology applications. such as Credit Cards/ Deposit processing systems, process mapping tools, RCSA tools, etc.

Experience creating and implementing processes and procedures to enhance and sustain compliance adherence.

Experience in building solutions in an agile environment.

Experience in conducting research to identify root cause, system issues, process gaps and opportunities.

Knowledge of disciplined execution and/ or risk management practices.

Experience in supporting business processes in a highly regulated and compliant environment.

Experience supporting change in a matrixed organization.

Knowledge in U.S. Bank Secrecy Act, PATRIOT Act, Anti-Money Laundering Regulations, OFAC/Economic Sanctions Regulations and/or similar regulatory policies.

Proficient knowledge of Microsoft Office tools.

What sets you apart:

2-4 years of risk management experience in BSA/AML environment

2 years of project and change management experience

2-4 years’ experience writing and maintaining operational processes and procedures with the end user in mind

Ability to operate and make sound decisions in ambiguous environments while building strong relationships across the enterprise

Demonstrated critical thinking, thought leadership, and problem solving within a highly complex work effort

Experience planning, managing, and driving strategic projects with the ability to apply end to end impact thinking to deliver results

Demonstrated ability to self-start and drive results

US military experience through military service or a military spouse/domestic partner

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

What we offer:

Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. The salary range for this position is: $74,210-$141,830 .

Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

For more details on our outstanding benefits, please visit our benefits page on USAAjobs.com.

Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.

USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

If you are an existing USAA employee, please use the internal career site in OneSource to apply.

Please do not type your first and last name in all caps.

Find your purpose. Join our mission.

USAA is unlike any other financial services organization. The mission of the association is to facilitate the financial security of its members, associates and their families through provision of a full range of highly competitive financial products and services; in so doing, USAA seeks to be the provider of choice for the military community. We do this by upholding the highest standards and ensuring that our corporate business activities and individual employee conduct reflect good judgment and common sense, and are consistent with our core values of service, loyalty, honesty and integrity.

USAA attributes its long-standing success to its most valuable resource: our 35,000 employees. They are the heart and soul of our member-service culture. When you join us, youll become part of a thriving community committed to going above for those who have gone beyond: the men and women of the U.S. military, their associates and their families. In order to play a role on our team, you dont have to be connected to the military yourself – you just need to share our passion for serving our more than 13 million members.

USAA is an EEO/AA Employer – applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.

California applicants, please review our HR CCPA – Notice at Collection (https://statmcstg.usaa.com/mcontent/staticassets/Media/enterprisehrcpranoticeatcollection.pdf) here.

USAA is an EEO/AA Employer – applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.