Director, Business Risk and Controls, Bank (Risk Reporting & Advanced Analytics)

Why USAA?

Let’s do something that really matters.

At USAA, we have an important mission: facilitating the financial security of millions of U.S. military members and their families. Not all of our employees served in our nation’s military, but we all share in the mission to give back to those who did. We’re working as one to build a great experience and make a real impact for our members.

We believe in our core values of honesty, integrity, loyalty, and service. They’re what guides everything we do – from how we treat our members to how we treat each other. Come be a part of what makes us so special!

The Opportunity

As a dedicated Director, Business Risk and Controls, you will lead all aspects of a team responsible for the development, implementation and oversight of programs that support effective risk and compliance management in the first line of defense. You will support business leader adherence to the established risk framework and ongoing supervision of business controls and is accountable for the development and mentoring of a high performing team responsible for risk and control self-assessments, identifying control failures, facilitating risk and compliance remediation, internal and external audits and regulatory exams, and monitoring the of first line of defense in an effort to minimize risk exposures and strengthen the overall control environment.

This position can work remotely in the continental U.S. with occasional business travel.

Relocation assistance is not available for this position.

What youll do:

Direct staff and initiatives that support risk and control management programs, to include governance support, risk oversight, risk infrastructure development, risk identification, quantification, aggregation, and emerging Risks.

Counsel senior management and influence process change.

Build and lead a high performing team of risk and internal control professionals through recruitment, training, coaching, performance management and related managerial activities.

Lead consulting relationships with internal and external clients regarding budget and implementation deliverables and Risk mitigation plans as appropriate.

Partner with essential team members in the business and leads all aspects of the identification, assessment and documentation of risks and controls, including new or modified products, services, distribution channels, regulations and/or third-party operations.

Review, communicate and recommend the development of governance policies and procedures in partnership with senior leaders to ensure appropriateness and adequacy versus industry standard methodologies and regulatory requirements.

Provide counsel to business unit managers on risk management issues and supports the evaluation of new product strategies on their impact to USAAs Risk profile.

Educate risk owners on risk/control practices and may work with other lines of defense in the development and implementation of controls.

Implement processes for collecting accurate and complete internal loss data from business areas.

Direct analysis and data mining initiatives that identify, validate, and run emerging risk exposures.

Assist in the early identification of risk trends by establishing and monitoring key performance and Risk indicators.

Lead all aspects of the preparation of key reports and communications and may present to governance committees, senior leaders, regulatory bodies, and the USAA Board of Directors.

Ensure risks associated with business activities are identified, measured, and controlled.

What you have:

Bachelor’s degree in risk management, Business, Finance, or related field of study; OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.

Minimum 8 years experience supporting risk and/or compliance related activities in a financial services operating environment or other relevant industry; OR 8 years experience in a relevant quantitative field; OR Advanced degree or designation in a risk management or quantitative field, and 6 years experience supporting risk and/or compliance related activities; OR PhD in a risk management or quantitative field, and 4 years experience supporting risk and/or compliance related activities.

3 years direct team lead or people management experience.

Knowledge of federal laws, rules, regulations, and applicable guidance to area supported for example: OCC Heightened Standards, BSA/AML, REG E, UDAAP/UDAP, TILA/REG Z, SCRA, FCRA, MLA.

What sets you apart:

Experience in risk reporting to executive leadership and risk committees.

Strong skills in guiding teams to build optimal visuals and views.

Experience using advanced data analytics to provide risk insights.

Experience in report automation.

Experience in data and information governance.

Knowledge in Python, Tableau, SharePoint.

Knowledge in statistical methods (ex. regression analysis).

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

What we offer:

Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. The salary range for this position is: $120,550.00 – $230,400.00 .

Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

For more details on our outstanding benefits, please visit our benefits page on USAAjobs.com.

Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.

USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

If you are an existing USAA employee, please use the internal career site in OneSource to apply.

Please do not type your first and last name in all caps.

Find your purpose. Join our mission.

USAA is unlike any other financial services organization. The mission of the association is to facilitate the financial security of its members, associates and their families through provision of a full range of highly competitive financial products and services; in so doing, USAA seeks to be the provider of choice for the military community. We do this by upholding the highest standards and ensuring that our corporate business activities and individual employee conduct reflect good judgment and common sense, and are consistent with our core values of service, loyalty, honesty and integrity.

USAA attributes its long-standing success to its most valuable resource: our 35,000 employees. They are the heart and soul of our member-service culture. When you join us, youll become part of a thriving community committed to going above for those who have gone beyond: the men and women of the U.S. military, their associates and their families. In order to play a role on our team, you dont have to be connected to the military yourself – you just need to share our passion for serving our more than 13 million members.

USAA is an EEO/AA Employer – applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.

California applicants, please review our HR CCPA – Notice at Collection (https://statmcstg.usaa.com/mcontent/staticassets/Media/enterprisehrcpranoticeatcollection.pdf) here.

USAA is an EEO/AA Employer – applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.