Credit Risk Reporting, Analyst

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.

Role Entails

In this newly created role that reports to the Managing Director of Credit Risk Reporting, as Credit Risk Reporting Production Leader you will serve the bank and its lines of business, leading credit risk reporting inventory definition, planning and coordinating the production schedule’s execution, and ensuring reporting processes are documented consistent with bank policies and procedures.

You will lead the team’s weekly calls that coordinate the ongoing production calendar. You will also frequently represent the credit reporting team across risk management, coordinating responses received from the Bank’s lines of business, executive leadership, risk governance activities, regulators, and auditors.

Your role will be essential in ensuring the accuracy, consistency, and timeliness of critical credit risk governance activities. Your strong analytical, technical and organizational skills will ensure the bank responds in a timely and appropriate manner to a continuously evolving financial services industry and credit risk environment. And significant executive exposure in this early career role should provide exciting career development and networking opportunities as you develop deep credit product expertise and process leadership responsibilities.

Key Responsibilities

Report Production Coordination

Define the credit risk report inventory and reporting process information for each inventoried report; the production calendar; technical requirements for routine credit risk reporting.

Oversee the end-to-end production of credit risk reports, ensuring all deadlines are met.

Coordinate with various stakeholders, including data providers, report preparers, and reviewers, to ensure smooth end-to-end report production cycles.

Track and monitor the progress of report production, addressing any delays or issues that arise.

Data Management

Collaborate with data management teams to identify and resolve any data quality issues.

Log, track identified data defects, collaborating with data and technology colleagues to drive continuous data quality improvement efforts.

Stakeholder Communication

Schedule and facilitate regular meetings with stakeholders, planning meeting agendas and leading reporting status discussions, upcoming deadlines, and potential challenges.

Provide clear, concise communication regarding key deliverables status and production risks.

Support audit and regulatory examination processes by coordinating requests and responses.

Training and Development

Support peers’ professional development, especially pertaining to the adoption of new technology to improve process efficiency.

Participate actively in team discussions, asking questions to learn new information and to challenge our current assumptions and processes.

Business Lines

Chief Risk Office of the Americas

Qualifications

Bachelor’s degree in one of the following fields: Business, Finance, Economics, Accounting, Supply Chain Management, Data Analytics, Marketing or a related field

Microsoft Suite proficiency (Excel, Word, PowerPoint, Outlook)

Process oriented with strong organizational, project management and multi-tasking skills

Ability to work autonomously and demonstrate execution in demanding situations

Clearly evidenced client service, interpersonal, and written/verbal communication skills

Ability to grasp concepts quickly and independently; interpret data, draw conclusions, and present findings effectively

Proactive and resourceful, anticipating and addressing potential issues before they escalate

Adapts well to changing priorities; learns new tasks and activities quickly

MUFG will not hire individuals for entry-level positions whose work eligibility is based on their F-1 or other student visa status

Must be authorized to work in the United States on a permanent basis and would not require visa sponsorship now, or in the future

Preferred Skills

0-3 years’ experience (including prior internships) in financial services, including credit-related roles, risk management, or a related field within financial services

Knowledge of banking systems and practices, market factor or regulatory environment is a big plus

Experience in client servicing and requirements identification

Proficiency in risk management software, data analysis tools (e.g., Excel, SQL), coding languages (e.g., Python, R, SAS, Stata) and reporting platforms.

The typical base pay range for this role is between $70K – $1K depending on job-related knowledge, skills, experience, and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below.

MUFG Benefits Summary (https://careers.mufgamericas.com/sites/default/files/document/2023-01/mb-live-well-work-well.pdf)

We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws (including (i) the San Francisco Fair Chance Ordinance, (ii) the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance, (iii) the Los Angeles County Fair Chance Ordinance, and (iv) the California Fair Chance Act) to the extent that (a) an applicant is not subject to a statutory disqualification pursuant to Section 3(a)(39) of the Securities and Exchange Act of 1934 or Section 8a(2) or 8a(3) of the Commodity Exchange Act, and (b) they do not conflict with the background screening requirements of the Financial Industry Regulatory Authority (FINRA) and the National Futures Association (NFA). The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct, adverse and negative relationship potentially resulting in the withdrawal of conditional offer of employment, if any.

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.

We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual’s associates or relatives that is protected under applicable federal, state, or local law.

At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!

Our Culture Principles

Client Centric

People Focused

Listen Up. Speak Up.

Innovate & Simplify

Own & Execute