Agricultural Lender

SUMMARY — Analyze farming operations to determine their credit needs and how best to meet those needs.

ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned.

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Develop relationships with prospective new customers in an effort to increase customer base.
– Inspect farm operations, analyzing the use of land, labor, management and capital.
– Conduct field inspections of farming operations at regular intervals to update projections and ensure loans remain properly secured.
– Maintain current knowledge of agricultural market conditions and real estate prices to accurately determine valuations in support of loans.
– Participate in agricultural associations to aid in developing farm business and keep abreast of conditions affecting the industry.
– Establish and negotiate, where necessary, the terms under which credit will be extended, including the costs, repayment method, schedule, and collateral requirement.
– Monitor loan repayment activities and take necessary action to collect from past due accounts.
– OLC member.
– Maintain knowledge regarding FSA programs, as well as complete scheduled reports as required.

EEO Employer/Vet/Disabled