Loan Officer
Cornerstone Capital Bank, SSB.
Description
Who we are:
We honor God by using our talents to make a positive difference in the lives of our Team Members, Clients, Shareholders, Communities, and the People who provide services to us.
What we are looking for:
We are looking for an experienced Licensed Loan Officer, who will bring enthusiasm, attention to detail, and a servant heart to our team of top-tier mortgage professionals. This professional will work in a tight-knit, goal-oriented team where our Customers and Referral Partners can rely on them to ensure an accurate and timely closing process. The Licensed Loan Officers primary function is the promotion and sale of Company loan products and services to potential customers.
What youll do:
Provide excellent customer service
Manage client relationships and identify client service and sales needs
Respond to customer inquiries and referrals that are generated from your contacts
Conduct interviews with prospective borrowers in order to analyze financial and credit data
Marketing, promoting, and selling Companys loan products
Negotiate rates and terms
Define and manage customer loan process expectations
Monitor and manage workflow to ensure timely closing
Maintain product knowledge and stay up to date on changes to market conditions
Comply with all applicable laws and regulations released to residential mortgage lending
What youll need to be successful:
Success in this job relies on your time management skills, organization, and positive attitude. In addition, youll need the following qualifications:
Minimum 2 years of experience in the mortgage industry with a clear understanding of residential mortgage loan process from application through fulfillment -or- Bachelors degree or equivalent preferred
Must be appropriately licensed (or be able to gain license within 60 days of start date) by the applicable regulator in each state in which he/she does licensee activities
Excellent communication skills required
Strong organizational, problem-solving, and analytical skills required
What we offer:
Because we recognize and reward hard work, we offer a competitive salary, full benefits package, and a potential for a performance-based bonus dependent upon position/department.
What to do next:
If Cornerstone sounds like the place for you (and if you have the qualifications, drive, and passion to match), we invite you to become a member of our winning team! And remember, once youre part of our Cornerstone family, well continue to invest in you as a valuable asset in our company. As many of our team members can tell you, theres something special about working at Cornerstone.
We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.
As an Equal Opportunity Employer, the Company prohibits discrimination against any applicant or Team Member based on any legally- recognized basis, including, but not limited to race, color, religion, sex, pregnancy (including lactation, childbirth or related medical conditions), sexual orientation, gender identity and expression, age (40 and over), national origin or ancestry, citizenship status, physical or mental disability, genetic information (including testing and characteristics), veteran status, uniformed servicemember status or any other status protected by federal, state or local law. Our commitment to equal opportunity employment applies to all persons involved in our operations and prohibits unlawful discrimination by any Team Member, including supervisors and co-workers. This policy applies to all aspects of employment, including recruitment, advancement, promotion, demotion, discipline, layoff, termination, salary and wage consideration and Team Member benefits.
As such, all Team Members are expected to embrace our corporate philosophy that supports fairness and respect for everyone. It is the responsibility of ALL Team Members to conduct themselves in a manner that reflects the high standards of quality and professionalism our Team Members, and that our customers have come to expect. Equally important is the fair and equitable treatment of fellow Team Members and of our clients. The Company will not permit, condone, or tolerate prohibited discrimination in any form.