Mortgage Servicing Professional/ Customer Service – 12/09/24 – 12320-4761

This job was posted by https://www.azjobconnection.gov : For more
information, please see: https://www.azjobconnection.gov/jobs/6730981
The Mortgage Servicing Professional is responsible for handling all
levels of mortgage servicing calls in a blended environment (inbound and
outbound), efficiently, professionally and in a courteous, friendly
manner. These positions are responsible for executing excellent
listening, problem resolution and communication skills (verbal/written).

Responsibilities:

– Handles all levels of mortgage servicing inquiries (i.e. payments,
escrow analysis, insurance and tax)
– Responsible for providing first call resolution, fully resolving
disputes, and performs root cause analysis
– Researches and resolves customer issues/inquiries via the phone,
email and written correspondence
– Ability to work in a fast paced, structured environment adhering to
key performance metrics with high emphasis on quality and
productivity
– Promotes products and services with focus on customer satisfaction
and retention
– Responsible for working to meet individual and team goals for
service level agreements on a daily basis
– Collaborates with internal resources to provide solutions to
customers
– Responsible for process improvements in daily duties
– Completes other duties and projects as assigned by the
supervisor/manager
– Appropriately assess risk when business decisions are made, include
but not limited to compliance and operational risk. Demonstrate
consideration for Cenlars reputation as well as our clients, by
driving compliance with applicable laws, rules and regulations,
adhering to Policy, applying sound ethical judgment regarding
personal behavior, conduct and business practices, and escalating,
managing and reporting control issues, as well as effectively
supervise the activity of others and create accountability with
those who fail to maintain these standards.

Interface:

– External – Mortgagors, Insurance Agents, Title Insurance
Representatives, Tax Collectors, Investors, Clients
– Internal – All internal departments throughout the company, primary
focus on servicing areas: Client Relations, Cash Management,
Payoffs, Default, Insurance, Tax, Special Products, Exception
Processing

Qualifications:

– Associates degree and/or combination of post secondary education
and experience
– 3-4 years of experience in industry, call center environment and/or
customer service
– General mortgage banking knowledge
– Meet performance metric requirements for 12 months (including tasks
and emails).
– Strong work ethic including strict adherence to work schedule times
and deadlines
– Flexibility and ability to adapt to change quickly
– Ability to work with all levels of management
– Strong interpersonal relationship skills
– Strong written and verbal communication skills
– Excellent listening skills
– Strong problem resolution skills
– Must be able to work nights and weekends; variable schedule(s) as
necessary
– Candidates will be assessed based on relevant skills and experience

It is critical that you have an understanding of the following:

– Requirements under Telephone Consumer Protection Act, specifically
Exemptions and Other Provisions
– Requirements under Regulation E (Electronic Funds Transfer Act),
specifically, Coverage, Initial Disclosures and Preauthorized
Transfers
– Requirements under Regulation Z (Truth in Lending Act), specifically
Prohibited Acts or Practices and Certain Requirements for Credit
Secured by a Dwelling
– Requirements under Regulation X (Real Estate Settlement Procedures
Act), specifically Mortgage Servicing Transfers
– Requirements under Regulation V (Fair Credit Reporting Act),
specifically Reasonable Po icies and Procedures Concerning the
Accuracy and Integrity Furnished Information
– Requirements under Regulation X (Real Estate Settlement Procedures
Act), specifically Requests for Information and Escrow Accounts.
– Requirements under the Homeowners Protection Act, specifically,
Cancellation and Termination of Private Mortgage Insurance (PMI):
Non-High-Risk Residential Mortgage Transactions.
– Requirements under the Service member Civil Relief Act, specifically
Notification of Being Called for Active Duty
– Requirements under Flood Disaster Protection Act