Mortgage Loan Originator
D.R. Horton, Inc.
D.R. Horton, Inc., the largest homebuilder in the U.S., was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries. Please visit our website atwww.drhorton.comfor more information.
D.R. Horton, Inc. is currently looking for aMortgage Loan Originatorfor their Financial Services Branch. The right candidate will promote and provide business development, origination of loans, relationship management with customers and clients.
Essential Duties and Responsibilities
Interview mortgage applicants to understand and educate them on their financing options available. Understand the loan applicant’s goals in order to advise and review potential loan programs that would best suit their needs and stated goals
Be accessible to the buyer and individuals involved in a loan to answer questions and/or provide updates
Maintain reports and notes within the origination software and customer relationship management systems
Review new leads daily and contact them to earn their business
Daily Pipeline Management (loan application to funding process) to ensure that the loan process goes smoothly for all parties involved
Make presentations on loan products in sales meetings and with Sales staff in builder communities
Quickly respond to Operations in order to facilitate an efficient loan process
Provide necessary disclosures to a loan applicant within a timely manner in accordance with regulations
Conduct all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company
Able to work overtime
Able to travel overnight
Market the company’s products and services accurately and effectively to potential business sources
Develop sales leads for mortgages in builder communities and real estate offices
Provide weekend coverage in builder communities and grand opening functions
Review all documentation provided by borrower, check for accuracy, and address any discrepancies
Be familiar and comply with all company QC policies, review updates to the manual, and attend meetings as necessary
Provide input to management, and attend production/staff meetings
Infrequently, assist in resolving post-closing/funding problems
Attend loan closings when possible
Education and/or Experience
Bachelors degree from four-year college or university
One to two years of related experience and/or training
Must have a vehicle and a valid driver’s license
Licensed Mortgage Loan Originator as required by state
Possess general mortgage banking understanding (including but not limited to: lock procedures, program analysis, underwriting guidelines, and regulatory timelines)
Ability to apply common sense understanding to carry out instructions furnished in written oral form or via DRH applications
Proficiency with MS Office and email
Ability to sit for majority of 8-hour workday; use hands to finger, handle or feel; reach with hands and arms; talk and hear. Specific vision abilities required by this job include close vision and peripheral vision
The noise level is generally moderate
Preferred Qualifications
Strong written and oral communication skills
Ability to accurately and efficiently process and record a large volume of data
Ability to act as a team player and be willing to accept constructive criticism
Bilingual preferred
Come join a winning team with a Fortune 500 company! We are growing fast and are looking for enthusiastic attitudes and team players to join our success. We offer an excellent benefits package including:
Medical, Vision and Dental
401(K)
Employee Stock Purchase Plan
Flex Spending Accounts
Life Insurance
Vacation, Sick, Personal Time and Company Holidays
/Build YOUR future with D.R. Horton, America’s Builder. #WeBuildPeople2/
Followus on social media @hortoncareers for an inside look at our company and connect with us on LinkedIn for up to date job listings!
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Job: Financial Services
Organization: Mortgage
Title: Mortgage Loan Originator
Location: Mississippi-Ridgeland
Requisition ID: 2405975