Sr Specialist – Liquidity Analytics

Your opportunity

At Schwab, you’re empowered to make an impact on your career. Here, innovative thought meets creative problem solving, helping us “challenge the status quo” and transform the finance industry together.

The Liquidity and Funding Management group within Treasury handles liquidity and funding planning across the corporation and its subsidiaries, including our bank and broker-dealers. We monitor and ensure adherence to regulatory ratios including the Liquidity Coverage Ratio (LCR) and associated public disclosures, Net Stable Funding Ratio (NSFR), FR 2052a Liquidity Monitoring Report. We also develop tools to assist our business partners in analyzing the liquidity impacts of business decisions. We work with our second line partners to assist in the development of robust contingency liquidity analyses and plans to help identify emerging risks. This group is responsible for the design of company liquidity management policies, ensuring compliance at all times, and escalating issues to senior management as necessary. We work with internal and external partners on multiple ongoing examinations and audits of liquidity practices. This is an individual contributor role within the Liquidity Analytics group

What you have

Experience with data analysis and data interpretation, including experience with very large data sets;

Advanced SQL skill to extract information from various applications and systems and to identify and research anomalies

Excellent analytical, strategic planning, complex problem resolution and leadership skills;

Ability to translate complex business problems into discrete quantifiable components;

Knowledge of regulatory rules (LCR, NSFR, Enhanced Prudential Standards, Basel III, Liquidity Stress Testing), is highly preferred;

Bachelor’s degree required; advanced degree a plus;

3 years of related work experience in a financial organization;

General understanding of statistical methodologies and applications;

Basic knowledge of finance and accounting, particularly in the bank and broker-dealer space;

Advanced skills in Excel;

Knowledge of Python or other program language is a plus;

Excellent oral and written communication skills;

Ability to construct and utilize complex financial models;

Strong interpersonal and management skills with the demonstrated ability to build cross-functional relationships and to interact effectively with senior management;

Strong project management skills and the ability to organize and manage multiple, changing priorities;

What youll do:

Produce and monitor Early Warning Indicators, Liquidity Limits, liquidity dashboard on a daily basis

Assist in reporting for ALCO, liquidity related management and Board committee materials.

Prepare ad-hoc reporting in response to management or regulator requests

Assist in testing of reporting platform enhancements, fixes and new feature implementations

Monitor customer daily activities, investigate large transactions to assist cash management and liquidity planning

Automate liquidity and funding processes to enhance timeliness of information and enable pro-active decision making

Assist in monitoring the LCR/NSFR ratios and cash flow projections

Assist in reporting and reviewing assumptions for Liquidity Stress Testing process

Contribute to ad hoc analytical projects, primarily related to liquidity.

In addition to the salary range, this position is also eligible for bonus or incentive opportunities

What’s in it for you

At Schwab, we’re committed to empowering our employees’ personal and professional success. Our purpose-driven, supportive culture, and focus on your development means you’ll get the tools you need to make a positive difference in the finance industry. Our Hybrid Work and Flexibility approach balances our ongoing commitment to workplace flexibility, serving our clients, and our strong belief in the value of being together in person on a regular basis.

We offer a competitive benefits package that takes care of the whole you – both today and in the future:

401(k) with company match and Employee stock purchase plan

Paid time for vacation, volunteering, and 28-day sabbatical after every 5 years of service for eligible positions

Paid parental leave and family building benefits

Tuition reimbursement

Health, dental, and vision insurance

What’s in it for you:

At Schwab, we’re committed to empowering our employees’ personal and professional success. Our purpose-driven, supportive culture, and focus on your development means you’ll get the tools you need to make a positive difference in the finance industry. Our Hybrid Work and Flexibility approach balances our ongoing commitment to workplace flexibility, serving our clients, and our strong belief in the value of being together in person on a regular basis.

We offer a competitive benefits package that takes care of the whole you – both today and in the future:

401(k) with company match and Employee stock purchase plan

Paid time for vacation, volunteering, and 28-day sabbatical after every 5 years of service for eligible positions

Paid parental leave and family building benefits

Tuition reimbursement

Health, dental, and vision insurance

Schwab is an affirmative action employer, focused on employing and advancing in employment, qualified women, racial and ethnic minorities, protected veterans, and individuals with disabilities in the workplace. If you have a disability and require reasonable accommodations in the application process, contact Human Resources at applicantaccessibility@schwab.com or call 800-275-1281.