Underwriter III – Remote (PT, On-demand)

Reference #: RADIUSR20240237EXTERNALENUS
See yourself at Radian? We see you here too.

At Radian, we see you. For the person you are and the potential you hold. Thats why weve embraced a new way of working that lets our people across the country be themselves, be their best and be their boldest. Because when each of us is truly seen, each of us gives our best -and at Radian, well give you our best right back.

Studies have shown that job seekers may hesitate to apply for jobs unless they meet every single qualification listed. We strive to see the potential in each applicant, so if youre excited about this role but your experience or education level doesnt align perfectly with every qualification in the job description, we encourage you to apply anyway. You may be just the right candidate for this or other roles.
See Yourself as an Underwriter III
The Underwriter III is responsible for underwriting residential mortgage loan packages for contract underwriting, Mortgage Insurance, and future Radian product offerings. Deliver outstanding customer service by communicating credit decisions effectively both internally and externally.

Primary Duties and Responsibilities

Review and analyze all credit and collateral documents to provide timely, prudent underwriting decisions to lenders.

Analyze each loan to ensure compliance with Radian and GSE guidelines as applicable.

Achieve goals, service levels and objectives. Support established policies and procedures.

Extract required information for input into underwriting system of record and generate decision.

Provide exceptional customer service to all internal and external customers. Demonstrated effective communication skills to maintain positive relationships with Radian lenders, employees and departments.

Perform other duties as assigned or apparent.

Qualifications
Basic Education and Prior Work-Related Experience:

Degree Requirement: HS Diploma or GED

Work Experience: 4 or more years of prior work related experience

Additional Qualifications:

4 years of mortgage underwriting experience.

3 years current customer facing, frontline, full file credit and collateral decision-making responsibility.

Demonstrate expertise in underwriting proficiently to GSE standards for analyzing all sources of income, assets, credit, appraisals, jumbo, and non-conforming variances.

Excellent customer service, written and oral communication skills.

Demonstrate proficiency to learn and work in multiple computer systems as needed.

Experience working remote is beneficial.

Self- starting and have the confidence to work in a remote environment making loan decisions.

Able to work with minimal supervision to complete daily production goals.

See Your Location

Radian is committed to a flexible work environment for many of our roles. This is a Work From Anywhere role meaning you have the flexibility to work from home (or another designated workspace that fits your needs).

This role provides additional flexibility should you want to work on-site at a Radian office. Explore our office locations here and let your Talent Acquisition Partner know you would be interested in working on-site.

Work From Anywhere is subject to Radians Alternative Work Policy and business needs.

See Why You Should Work With Us

Competitive Compensation:anticipated base hourly rate from $27.30 to $44.85based on skills and experience.

Our Company Makes an Impact. Weve been recognized by multiple organizations like Bloombergs Gender-Equality Index,HousingWiresTech 100, and The Forum of Executive Womens Champion of Board Diversity. Radian has also pledged to PwCsCEO Action for Diversity & Inclusion commitment.

#LI-DNI
The application period for the job is estimated to be 20 days from the job posting date. However, this timeline may be shortened or extended depending on business needs and the availability of qualified candidates.

Radian will con ider for employment qualified applicants with arrest or conviction records in a manner consistent with the requirements of the law, including any applicable fair chance law.

See More About Radian

Radian is a fintech servicing the mortgage and real estate services industry. As a team, we pride ourselves on seeing the potential of every person, every idea and every day.

Seeing each other at Radian goes far beyond our open, flexible culture. It means seeing our peoples potential – and creating inspiring career paths that help them get there. Or seeing new pathways and innovating for the future of our industry. It means seeing each other for all that we are. And it means seeing our purpose as one that extends beyond the bottom line – having an impact on communities across the country to help more people achieve the American Dream of homeownership.

We hope youll see yourself at Radian. See more about us at Radian.com.

Defining Roles for Radians Future

Understanding the qualities and characteristics that define a Leader and an Employee is important to building our future-fit workforce. Radians future is only as bright as its people. For that reason, our People Plan includes profiles to support the qualities and characteristics that each Leader as well as each Employee should embody upon hire or via development.

EEO Statement

Radian complies with all applicable federal, state, and local laws prohibiting discrimination in employment. All qualified applicants will receive consideration for employment without regard to gender, age, race, color, religious creed, marital status, gender identity, sexual orientation, national origin, ethnicity, ancestry, citizenship, genetic information, disability, protected veteran status or any other characteristic protected by applicable federal, state, or local law.

Equal Opportunity Employer Details

To learn more about Radians Code of Conduct and Ethics and workplace conduct, please click [here]. Radian participates in E-Verify [] (en espanol []). Learn more about your rights under immigration laws [] (en espanol []). View the “Know Your Rights: Workplace Discrimination is Illegal” poster []. View “Employee Rights under FMLA” []. View “Employee Rights under EPPA” []. View Pay Transparency Nondiscrimination Provision [].

Accommodation

Whether you require an accommodation for the job application or interview process, Radian is dedicated to a barrier-free employment process and encourages a diverse workforce. If you have questions about the accommodation process, please e-mail careers@radian.com.

Please note that you may redact or remove age-related information that identifies your age, date of birth, or dates of attendance at or graduation from an educational institution on any additional application materials you submit as part of the application. Additional application materials include but are not limited to, resumes, CVs, transcripts, or certifications.

“Radian complies with all applicable federal, state, and local laws prohibiting discrimination in employment. All qualified applicants will receive consideration for employment without regard to gender, age, race, color, religious creed, marital status, sexual orientation, national origin, ethnicity, ancestry, citizenship, genetic information, disability, protected veteran status or any other characteristic protected by applicable federal, state, or local law.
If you are a person with a disability and need assistance in the application process please send an e-m